ڪار حادثي کان پوءِ ڇا ڪجي

If you are prepared when in a ڪار حادثو, you will be able to make an insurance claim against the at-fault driver and it can also help if the driver blames you for no fault of yours. It is natural to feel stressed and disoriented but you must have a plan to help you get through the incident so that your rights are preserved whenever you make a claim. We do hope you never have to face such a situation but if you do, here’s what you need to do right after the accident. 

Steps to take right after the collision

If you are in a position to drive after the collision, you need to pull your car to a safe and well-lit place immediately. Make sure you are at a place where others can see you as well as the other driver. If you don’t, your car could cause a road hazard and you need to move it, even if it is just to the sidewalk. Do not panic and remember to use the emergency flashers to alert the cars. In case of a situation where you cannot move the cars, you will have to get yourself as well as the other passengers to a safe distance away from the place of the accident. You will have to stay at the scene of the collision. 

Secure the seniors, disabled, pets, and kids 

It is natural to get distracted after a collision and make the mistakes you wouldn’t otherwise make with your loved ones and pets. An expert ڪار حادثي وڪيل at Chopin Law Firm states, “If it is a minor collision, you must not leave seniors, pets, children, or disabled inside the car. You might find it safe to have them seated in the car, but it isn’t a good idea. Do not leave the engine off and have them seated inside while you handle the collision details”. If you have young children in a car seat, do not remove them from the seat as they might have injuries you cannot notice. Let them be inside the car as long as it is safe so they do not get injured. 

Call the police and an ambulance 

Once the car is in a safe place, check if anyone in the vehicle has had any injuries, including yourself. Whether you need to call fire, police, or an ambulance, do it now. You might need to get medical help as well. Call 911 and ask someone nearby to give you the right location of the spot if you do not know where you are. You will have to provide your name as well as other information to help them identify the location. It could be mile markings, street names, traffic signs, or even road directions. Some states also require you to inform the police after an accident. You must have all the emergency numbers handy and you should know which numbers to call in the state whenever you report an accident. If the police do not come to the accident scene, do not panic and head to the nearest police station to file a report. In most cases, you have time until 72 hours to make a police report after the collision.

Do not discuss the damages

Never make the mistake of making deals with the other drivers to pay or accept cash for the accident instead of filing a claim with an insurance company. No matter the amount you are offered, do not accept it. 

معلومات گڏ ڪريو 

One important thing to do after an accident is to gather as much information as you can. Once you have secured your loved ones, collect some information. You must keep the important information in your car including the details of your insurance provider, proof of insurance, and the registration. That said, you can also carry the medical details of yourself and your loved ones with you. If you begin the document exchange process, you need to exchange the insurance details and contact information. You will have to collect the name and contact details, type and model of the vehicle, the location accident, license plate number, insurance company, and policy number. If possible, take pictures of the damage caused to your car or write everything you can remember about the accident. 

انشورنس جي دعوي کي فائل ڪريو

You must now contact the انشورنس ڪمپني and expedite the process of filing a claim. The professionals will be able to help you with everything that is required for you to start the claim process. You can check out the insurance provider’s website for details about the documents you need and ask if there is a deadline for filing and when you can expect to hear from them.